Basic Savings

Our Basic Savings account allows you to save at any pace you decide with access to your funds anytime. This account is ideal for anyone wanting to put money aside to start growing your emergency fund, save regularly for a special purchase, or move funds out of a checking account to stay within your budget.

Open An Account Read More about Basic Savings

Features

  • Interest earning, credited quarterly
  • Free Online Banking and E-mail Alerts
  • Free Online Statement
  • Free Combined Statement with checking account
  • Free 24-Hour Telephone Banking

Call us today at 1-800-597-2977 to ask for more details on our Basic Savings account!

Open a Basic Savings Account Today

Premium Savings

As you continue to grow your deposit relationship with PSB&T, the Premium Savings Account will help you earn higher interest as your account balances increase. With four account balance tiers, this account is ideal for those customers who maintain a large account balance yet want to have immediate access to their funds.

Open An Account Read More about Premium Savings

This account rewards customers who have their primary checking account at PSB&T and encourages you to save regularly to help meet your financial goals.

Features

  • Interest earning, credited monthly
  • Free Online Banking and E-mail Alerts
  • Free Online Statement
  • Free Combined Statement with checking account
  • Free 24-Hour Telephone Banking

Call us today at 1-800-597-2977 for more detail on how your relationship with PSB&T may qualify you for our Premium Savings account.

Open a Premium Savings Account Today

Young Savers Club

Young Savers is a great way to teach a child how to save. This basic account only requires a $5.00 minimum deposit to open, and is for anyone under the age of 20. Help your child save by bringing in their piggy bank or allowance money and watch them get excited as their savings account balance grows.

Ask Us How Read More about Young Savers Club

Features

  • Interest Earning, credited quarterly
  • Free Online Statement
  • Free Online Banking and E-mail Alerts
  • Free 24-Hour Telephone Banking

Call us today at 1-800-597-2977 to ask for more details on our Young Savers account!

Open a Young Savers Account Today

Money Market

PSB&T’s Money Market account is perfect for those who wish to keep larger balances with the ability to access their money at anytime. This account features two account balance tiers so the higher your balance, the higher rate of interest you may receive.

Open Your Account Read More about Money Market

Features

  • Interest earning; credited monthly
  • Free Online Banking and E-mail Alerts
  • Free 24-Hour Telephone Banking
  • Free Online Statement

Call us today at 1-800-597-2977 to ask for more details on our Money Market account!

Open a Money Market Account Today

Holiday Savings Account

A great way to save for your holiday expenses is our Holiday Savings account. We make it easy on you by setting up automatic transfers from your Prairie State Bank & Trust checking account. Or consider setting up a payroll deduction and deposit to the account every pay period.

Open Your Account Read More about Holiday Savings Account

When you save a little at a time, you end up with big results!

Features

  • One debit transaction allowed per month
  • Interest earning, credited quarterly
  • Free Online Banking and E-mail Alerts
  • Free Online Statement
  • Free Combined Statement with checking account
  • Free 24-Hour Telephone Banking

Call us today at 1-800-597-2977 to ask for more details on our Holiday Savings account!

Open a Holiday Savings Account Today

Change-It-Up Savings Program

Watch your money grow with our Change–It–Up program! Savings made simple. Just by having your Debit Card transactions rounded up to the nearest dollar and we’ll deposit the round-up amount in a savings account. Every time you use your debit card you save with PSB&T’s Change–It–Up program!

Learn More Read More about Change-It-Up Savings Program

Features

  • The Change–It–Up deposits are accumulated and credited the next business day
  • The round-up amount will never cause your account to overdraw. If the funds aren’t available, the Change–It–Up transfer will not be processed
  • Transactions are posted so you can view your purchase and related Change-It-Up amounts

Learn more about the Change-It-Up Program conditions here. 

Call us today at 1-800-597-2977 to get started saving your nickels and dimes with our Change-It-Up Savings Program.

Health Savings Account

PSB&T’s Health Savings Account (HSA) is a great option to save for future health expenses for those who do not have health coverage through their employer, aren’t enrolled in a Medicare plan or have a high deductible health insurance plan.

Open Your Account Read More about Health Savings Account

Features

  • 4 Tiered rates based on balance in account
  • Withdraws are limited to HSA qualifying items as outlined in the HSA plan. Ask for details.
  • Free HSA Debit Card
  • Interest earning, credited monthly
  • Free Online Statement
  • Free Online Banking and E-mail Alerts
  • Free 24-Hour Telephone Banking
  • Remaining funds roll from year to year

Call us today at 1-800-597-2977 to ask for more details on our Health Savings account and how it can help you be prepared for medical expenses.

Open a Health Savings Account Today