Mortgage products that make you feel at home.

Prairie State Bank and Trust is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

There is no denying the home buying process is complicated but we’ll be with you every step of the way and walk you through the entire process.

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Learn more about Residential Lending

Our Mortgage Lending team's goal is to save you time and money, while simplifying the process along the way.

• Competitive rates for home purchase or refinance
• Available for primary residence, second homes, vacation homes, or investment properties 
• A wide range of financing programs available:
  • Fixed Rate Mortgages
  • Conventional Mortgages
  • FHA & VA Mortgages
  • Construction to Permanent Mortgages
• Helpful loan advisors with working knowledge of the local real estate market
• Free pre-qualifications to ensure you can secure the financing you need
• Refinance your current home to potentially lower your rate
• Detailed, attentive service from start to finish

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Meet our Residential Lending Team

Jerry Boster

Senior Vice President & Mortgage Loan Officer Springfield, Virden, & Surrounding Communities jboster@psbank.net Call Jerry: 217-793-7418 NMLS# 427567 View Bio for Jerry Boster

Jerry Boster

Senior Vice President & Mortgage Loan Officer
NMLS# 427567

Jerry has been involved with the local real estate market and lending for over 30 years specializing in residential lending. Jerry is very active in the local community serving in several roles within the American Business Club of Springfield a 501c3 that donates over $200k per year to local charities and non-profits. His favorite hobby is working on classic cars.

Email Jerry Boster

Christina Benson

Mortgage Loan Officer Savoy, Champaign, & Surrounding Areas cbenson@psbank.net Call Christina: 217-974-7710 NMLS# 1710561 View Bio for Christina Benson

Christina Benson

Mortgage Loan Officer
NMLS# 1710561

Christina made the switch to community banking after many years of retail banking experience in a variety of positions with other organizations over the last 12 years. Christina's experience in the retail world and helping to ensure the highest level of excellent, individualized customer service is exactly what makes her excellent as a Mortgage Lender. 

Email Christina Benson

April DeSollar

Vice President & Mortgage Loan Officer Jacksonville, Lewistown & Surrounding Communities adesollar@psbank.net Call April: 217-993-7208 NMLS# 525610 View Bio for April DeSollar

April DeSollar

Vice President & Mortgage Loan Officer
NMLS# 525610

April's 3 kids keep her actively involved in the Jacksonville community through their sports and school events. When April is not on the field or the court with her kids, she is busy helping make home purchase dreams come true. Her 25+ years in banking and mortgage lending give her an edge to help find the best solutions for her customers.

Email April DeSollar

Deana Lee

Vice President & Mortgage Loan Officer Charleston, Mattoon, Savoy & Surrounding Communities dlee@psbank.net Call Deana: 217-512-2351 NMLS# 1507119 View Bio for Deana Lee

Deana Lee

Vice President & Mortgage Loan Officer
NMLS# 1507119

Deana has been part of the mortgage industry for over 15 years. She is dedicated to providing extraordinary customer service through the entire mortgage process. She loves the chance to work with new and existing customers to fulfill their dreams of owning a home. When she is not hard at work, Deana loves spending time with her 5 grandchildren.

Email Deana Lee

Ashley Hawkins

Mortgage Loan Officer Mt. Zion, Decatur & Surrounding Areas ahawkins@psbank.net Call Ashley: 217-864-4906 NMLS# 2499587 View Bio for Ashley Hawkins

Ashley Hawkins

Mortgage Loan Officer
NMLS# 2499587

Ashley was born and raised in the Decatur area and started her banking career in 2015 as a part-time teller. Her passion for her customers and commitment to excel led to various advancement opportunities, including serving as a Branch Manager for the last 5 years. Ashley is thrilled to expand her love for customer service into the lending world and is looking forward to serving the community she loves. When she's not working, she enjoys baking, homemaking, and most of all, spending time with her husband and her son. 

Email Ashley Hawkins

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Prairie State Bank & Trust NMLS ID# 472927

To access NMLS registrants directly please visit this website: ( www.nmlsconsumeraccess.org).